:root {
  --navy: #0b2545;
  --navy-dark: #071a33;
  --gold: #e8b23a;
  --gold-dark: #c9931f;
  --ink: #1c2733;
  --muted: #5b6b7c;
  --bg: #f7f9fb;
  --card-bg: #ffffff;
  --border: #e3e8ee;
  --radius: 12px;
  --max-width: 1120px;
  font-size: 16px;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
}

img, svg { max-width: 100%; display: block; }

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

h1, h2, h3 { line-height: 1.2; color: var(--navy); font-weight: 700; }
h2 { font-size: clamp(1.6rem, 2.5vw, 2.2rem); margin: 0 0 12px; }
h3 { font-size: 1.15rem; margin: 0 0 8px; }
.section-lead { color: var(--muted); max-width: 640px; margin: 0 0 40px; font-size: 1.05rem; }

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255,255,255,0.92);
  backdrop-filter: blur(6px);
  border-bottom: 1px solid var(--border);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}
.logo { font-weight: 800; font-size: 1.25rem; color: var(--navy); text-decoration: none; }
.logo span { color: var(--gold-dark); }
.site-header nav { display: flex; align-items: center; gap: 24px; }
.site-header nav a { color: var(--ink); text-decoration: none; font-weight: 500; font-size: 0.95rem; }
.site-header nav a:hover { color: var(--navy); }
.nav-cta {
  background: var(--navy);
  color: #fff !important;
  padding: 9px 18px;
  border-radius: 999px;
  font-weight: 600 !important;
}
.nav-cta:hover { background: var(--navy-dark); }

/* Hero */
.hero {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-dark) 100%);
  color: #fff;
  padding: 96px 0 72px;
}
.hero-inner { max-width: 760px; }
.hero h1 { color: #fff; font-size: clamp(2rem, 4vw, 3rem); margin: 0 0 20px; }
.hero-sub { font-size: 1.15rem; color: #c9d6e6; margin: 0 0 32px; max-width: 620px; }
.hero-actions { display: flex; gap: 16px; flex-wrap: wrap; margin-bottom: 40px; }

.btn {
  display: inline-block;
  padding: 14px 28px;
  border-radius: 8px;
  font-weight: 700;
  text-decoration: none;
  font-size: 1rem;
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform 0.1s ease, background 0.15s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--gold); color: var(--navy-dark); }
.btn-primary:hover { background: var(--gold-dark); }
.btn-ghost { background: transparent; color: #fff; border-color: rgba(255,255,255,0.5); }
.btn-ghost:hover { border-color: #fff; }
.btn-block { width: 100%; text-align: center; }

.hero-trust-strip {
  list-style: none;
  display: flex;
  flex-wrap: wrap;
  gap: 12px 28px;
  padding: 0;
  margin: 0;
  font-size: 0.9rem;
  color: #a9bcd4;
}
.hero-trust-strip li { position: relative; padding-left: 20px; }
.hero-trust-strip li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--gold);
  font-weight: 700;
}

/* Sections */
.section { padding: 72px 0; }
.why-us { background: var(--bg); }

.stat-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 20px;
  margin-top: 8px;
}
.stat-card {
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 24px;
  text-align: center;
}
.stat-number { display: block; font-size: 2rem; font-weight: 800; color: var(--navy); }
.stat-label { display: block; color: var(--muted); font-size: 0.9rem; margin-top: 4px; }
.stat-note { margin-top: 18px; font-size: 0.8rem; color: #9aa7b4; font-style: italic; }

/* Services */
.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 24px;
}
.service-card {
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
}
.service-icon { width: 48px; height: 48px; margin-bottom: 16px; }
.service-card p { color: var(--muted); margin: 0; }

/* How it works */
.how-it-works { background: var(--bg); }
.steps {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 28px;
}
.steps li { display: flex; gap: 14px; }
.step-num {
  flex-shrink: 0;
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
}
.steps p { color: var(--muted); margin: 0; font-size: 0.95rem; }

/* Testimonials */
.testimonial-card {
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-left: 4px solid var(--gold);
  border-radius: var(--radius);
  padding: 24px;
  margin: 0;
}
.testimonial-card p { color: var(--ink); font-style: italic; }
.testimonial-card cite { display: block; margin-top: 12px; color: var(--muted); font-size: 0.85rem; font-style: normal; }

/* FAQ */
.faq-list details {
  background: var(--card-bg);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 16px 20px;
  margin-bottom: 12px;
}
.faq-list summary { font-weight: 600; cursor: pointer; color: var(--navy); }
.faq-list p { margin: 12px 0 0; color: var(--muted); }

/* Contact / form */
.contact { background: linear-gradient(160deg, var(--navy) 0%, var(--navy-dark) 100%); color: #fff; }
.contact-inner {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 48px;
  align-items: start;
}
.contact-copy h2 { color: #fff; }
.contact-copy p { color: #c9d6e6; }

.inquiry-form {
  background: #fff;
  border-radius: var(--radius);
  padding: 32px;
  color: var(--ink);
}
.form-row { margin-bottom: 18px; }
.form-row.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.form-row label { display: block; font-weight: 600; margin-bottom: 6px; font-size: 0.9rem; }
.form-row .optional { font-weight: 400; color: var(--muted); font-size: 0.8rem; }
.form-row input,
.form-row select,
.form-row textarea {
  width: 100%;
  padding: 11px 12px;
  border: 1px solid var(--border);
  border-radius: 8px;
  font-size: 0.95rem;
  font-family: inherit;
  color: var(--ink);
  background: #fff;
}
.form-row input:focus,
.form-row select:focus,
.form-row textarea:focus {
  outline: none;
  border-color: var(--navy);
  box-shadow: 0 0 0 3px rgba(11,37,69,0.12);
}
.hp-field { position: absolute; left: -9999px; top: -9999px; opacity: 0; }
.form-status { margin-top: 14px; font-size: 0.9rem; min-height: 1.2em; }
.form-status.success { color: #1a7f37; }
.form-status.error { color: #c0392b; }

/* Footer */
.site-footer { background: var(--navy-dark); color: #a9bcd4; padding: 40px 0; }
.footer-inner {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 20px;
  align-items: center;
}
.footer-logo { color: #fff; font-weight: 800; margin: 0 0 4px; }
.footer-inner p { margin: 0; font-size: 0.9rem; }
.footer-inner address { font-style: normal; }
.footer-inner a { color: var(--gold); text-decoration: none; }
.footer-copy { width: 100%; text-align: center; font-size: 0.8rem; color: #6f84a0; border-top: 1px solid rgba(255,255,255,0.08); padding-top: 20px; margin-top: 8px; }

@media (max-width: 800px) {
  .contact-inner { grid-template-columns: 1fr; }
  .form-row.two-col { grid-template-columns: 1fr; }
  .site-header nav { gap: 14px; }
  .site-header nav a:not(.nav-cta) { display: none; }
}